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Car Finance Rescue

What is Personal Contract Purchase PCP?

Personal Contract Purchase (PCP) is a purchase agreement (similar to a Hire Purchase agreement) that is governed by vehicle mileage and term (period fo agreement), where a predicted minimum value (GMFV) is offset until the end of the agreement.

At the end of the agreement there are three options:

  1. Part exchange for another car
  2. Pay the final payment and keep the car
  3. Return the car and walk away

 

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Cambria Automobiles(Swindon) Limited, Cambria Vehicle Services Limited, Grange Motors(Brentwood) Limited, Grange Motors(Swindon) Limited, Invicta Motors Limited, Invicta Motors(Maidstone) Limited, Thoranmart Limited and SOGO Mobility Limited(including all trading names) are Appointed Representatives of Cambria Automobiles(South East) Limited which is authorised and regulated by the Financial Conduct Authority - FRN 308872.

We are a credit broker not a lender; we will assess your needs and introduce you to a limited number of finance providers who offer a limited range of finance products.No fees are payable by you for our Finance &Insurance Services.In most cases we are paid a fee by the provider for introducing you to them, typically an introductory fee which is either a % of the amount financed or a fixed amount.The interest rate is fixed by the lender therefore neither the interest rate nor the agreement length has an influence on the fee that we are paid.

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